Terms of Use

Effective Date: January 2026

No Professional Advice

1099desk provides informational estimates only. Nothing on this site is tax, legal, accounting, investment, or financial advice. Consult a qualified CPA, attorney, or financial professional for your specific situation.

Accuracy Not Guaranteed

Calculations may be incomplete, outdated, or inaccurate. Tax laws, IRS guidance, state rules, and your circumstances may change. You are responsible for verifying all information before relying on it.

Limitation of Liability

To the maximum extent allowed by law, 1099desk liability is limited to $0. We are not liable for lost profits, penalties, interest, tax underpayments, business losses, or reliance on calculator results.

Indemnification

You agree to indemnify and hold 1099desk harmless from claims arising from your use of the site, your business decisions, or your violation of these terms.

Governing Law and Disputes

These terms are governed by California law. Disputes will be resolved by binding arbitration where permitted, with individual claims only and no class proceedings.

Changes

We may modify these terms at any time. Continued use after updates means you accept the revised terms.